Phoenix Bankruptcy Lawyer

When facing difficult decisions, we are your trusted phoenix bankruptcy lawyer to help advise you through the bankruptcy process. Whether you’ve already filed for Chapter 7 or Chapter 13 bankruptcy or if you just started dealing with your debt collectors, we are here to provide peace of mind to yourself and your family through this challenging time.

We have 25 plus years of experience helping clients just like you that are facing bankruptcy questions due to expensive medical bills, credit card bills, a house foreclosure, and other stressful situations. Unlike other phoenix bankruptcy attorneys, we provide all potential clients with a free initial consultation to determine if it would be a good fit to work together. What we promise is our professional and honest opinion to make a strategic plan that makes the most sense for your unique situation.

While Carl Retter has gained his reputation in the Phoenix, AZ area on his ability to help clients avoid bankruptcy, sometimes there is no other reasonable choice than looking into Chapter 7 or Chapter 13 bankruptcy processes. If you haven’t filed for bankruptcy yet or are not sure if you are still in a phase where you could work on handling your debt, we specialize in debt negotiation and getting the debt collectors off your back. You can learn more about our debt negotiation services in the Phoenix, AZ area here.

The Arizona bankruptcy laws can be complex, confusing and challenging to navigate through without a professional’s assistance. It’s time to get the fresh start that you deserve, reach out to us today with a quick phone call or email and let us help you navigate the complexities of the bankruptcy processes.

How Do You Know if Bankruptcy is the Right Choice?

The bankruptcy process can be quite intimidating at first and if you have felt hesitant about filing, feeling cautious is normal and to be expected. That’s where we come in. We help put your mind at ease to deal with common concerns such as bankruptcy ruining your credit and resulting in losses on your personal property or life savings. When used the correct way, bankruptcy can allow you to keep your valuables and savings and also work towards improving your credit score overall.

Insiders in the banking and lending industries don’t want you to know the different options that you have, as filing for bankruptcy is one of the best ways to eliminate your debt. Unfortunately, the average person falls victim to debt-related lawsuits that can result in wage garnishment and even repossession if you do not make your payments in a timely fashion.

The key decision is making sure that you don’t let too much time pass for your important bankruptcy options. Get started today and reach out to our expert bankruptcy attorney located in Phoenix, AZ today. Don’t let the collection agencies come after your hard-earned money. Reach out now and we will provide our free consultation to let you know if bankruptcy may be an appropriate option for your unique situation. After that, we will walk you through all of your options and what we’d recommend getting you towards the fresh start you deserve.

While many clients aim to avoid bankruptcy unless it’s absolutely necessary, we help educate you and your family to show how it could be the best option that you may have. With your free consultation with Carl, an experienced Phoenix bankruptcy attorney, we provide you with all of the information that you will need to make an informed and intelligent decision.

Currently, the most common reasons that we see individuals resort to bankruptcy deal with credit card debts and expensive medical bills. It can become overwhelming and defeating to see high-interest credit card debt that keeps piling up with no end in sight. Additionally, with the outrageous medical costs, even with health insurance, an unexpected illness can lead to enormous medical bills that seem impossible to fully payback. The most important thing that you can do for yourself and your family when facing extremely stressful decisions like these are to speak to an expert who can guide you on how to proceed. Carl Retter is your experienced Phoenix bankruptcy attorney who will fight you and your family.

While it may seem normal to feel ashamed or guilty of considering bankruptcy, we have personally seen how it can change lives for the better. With the medical industry constantly increasing their prices for even routine procedures and the credit card companies charging interest rates of 21% and up, it’s easy to see how falling into hard times can be much easier these days. Learn more today about how you can get the fresh start you are looking for and get your life debt free by reaching out now for your free consultation.

Do I Need a Phoenix Bankruptcy Lawyer?

We’ve unfortunately seen it far too often – an individual facing the financial pressure of bankruptcy files themselves and ends up in a financially dangerous situation. The overall bankruptcy process can be overwhelming and complex. Our expert team works with your specific situation and will determine your best next steps to help.

If we decide it’s a good fit to work together on your bankruptcy case, we review all documentation to ensure all of the key disclosures are true and correct. After this, we will provide an overview of your bankruptcy situation and give you time to go over any questions that you may have about this complex and frustrating process. Our aim for all of our clients looking for a fresh start is to provide them peace of mind. We take away the headaches so that you can get back to what’s important for you and not get weighed down by confusing bankruptcy paperwork.

We provide constant support throughout the bankruptcy process and will provide periodic updates to let you know exactly where we are in the process and what it means for your specific financial situation. As we have helped various bankruptcy clients, we understand how difficult and stressful it can be on yourself and your family. Don’t risk the potential common pitfalls that can lead to foreclosure, car repossession, garnishment of wages, and other collection attempts. Let’s work together to figure out your best options according to our expert team of bankruptcy lawyers located in Phoenix.