Debt Settlement

Carl R. Retter, Esq. is a lawyer in the Phoenix, AZ area who provides debt managemet and settlement relief for clients struggling with financial issues. If you are behind on student loans, credit card bills, car payments, etc., Retter can work with you and your creditors to help reduce some or all of your debt. He serves clients from all over the Chandler, Tempe, Mesa, Scottsdale, and Phoenix surrounding areas. Good people have bad credit and deserve a second chance. If you need debt management or settlement services to help get out from under debt, contact Attorney Retter to help you.


Retter has over 25 years’ experience helping people in the Phoenix area with debt settlement. Our practice knows that each person’s credit history is different. Credit settlement and debt management involve in-depth communication between client and attorney. Retter gathers as much information as possible through communication and your credit history, so he can use consumer law to protect you and help with the debt settlement process.

Is debt settlement right for me?

If your credit score is bad (below 600) and you cannot control your debt, debt settlement with Attorney Carl Retter may be your way out from under debt. Our debt settlement process uses consumer protection laws to find the best option for you. Retter will negotiate with creditors to manage your debt through debt settlement or consolidation solutions. He can negotiate on your behalf in these areas:

  • Credit Cards
  • Medical Bills
  • Vehicle Loans
  • Student Loans
  • Taxes
  • Lawsuits
  • Among other areas

Options for debt settlement may not be possible for everyone. Sometimes, for various reasons, we may be unable to work with creditors for debt solution options. If this is the case, we will help you through the bankruptcy process, and make sure to keep your information and privacy safe.

Carl R. Retter is a member of the National Association of Consumer Bankruptcy Attorneys.

Contact Us

Attorney Carl R. Retter finds debt management and settlement solutions for people in the Phoenix, AZ area. To learn more about our services, browse our website.